Senate Hall Academic Publishing

Click HERE for a sample entrepreneurship paper

NOTE: Since 2009 the title of the International Journal of Entrepreneurship Education (IJEE) has been changed to the title above.  ISSN numbers: IJEE 1649-2269 and IRE 2009-2822

Publications & Abstracts below

In the ABS journals rankings published by the Chartered Association of Business Schools and also listed by Cabells, EBSCO, ARC, Cranfield, and Thomson-Reuters’ Web of Science ESCI citations index

ISSN Number: 2009-2822. Frequency: 4 Issues per year (online only)  

Article #1510 - Freelancers, Self-Employment and the Insurance against Social Risks

IRE Vol 13: Issue 2, 2015 , Pages 117-128

Author(s): Uwe Fachinger (University of Vechta, Germany ) and Anna Frankus (FFC, Bremen, Germany)

In contrast to dependent employees, most self-employed people are free to choose if they wish to insure themselves against social risks such as longevity, illness, or long term care. Alongside the general protection scheme, which provides security at a minimal level, self-employed people are not or are only partially covered by statutory systems. And even in case of coverage, statutory social security provisions for self-employed persons vary greatly. Un-fortunately, we know very little about the situation of self-employed people regarding the protection against social risks, as reliable data are missing. Therefore the state of knowledge is far from satisfying. However, the few available findings indicate that large groups are not covered at all. Against the background of the upsurge of these professions, this lack of coverage is indicative of an increasingly precarious position or social exclusion of those groups.

Keywords: social risks, insurance, social security, self-employment, independent professionals

Purchase this Article

To purchase this article click the Add To Order button below. The paper will be delivered electronically as a watermarked PDF file with a licence to make the number of copies ordered. Delivery of the article to your email address will normally be within 24 hours of placing the order online. If you would prefer to post or fax your order then please CLICK HERE for a printable order form. If you experience any difficulties please email us at:

If you wish to take out a yearly subscription to this journal CLICK HERE for prices and to order

Paper Pricing
USA and Rest of World
US Dollars($)
Euros (€)
Great Britain
Sterling (£)
Article Price